Pivlyn
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THE PIVLYN FEATURES

Your plan.
Down to the details.

Budgeting, financial planning, and tax planning.
Explore the tools that turn your numbers into a plan.

Get started Explore the features
Built around your financial lifeOverview · Plan · Money · Tax

WHAT YOU CAN DO WITH PIVLYN

The details behind
your next decision.

From this month’s subscriptions to a long-term retirement projection. Find the tools that fit what you want to work on.

BUDGETING

Give your monthly income a plan.

Set spending targets by category, compare them with what you actually spend, and adjust the plan as the month changes.

  • Category budgets
  • Planned vs. actual spending
  • Flexible and fixed expenses

BILLS & SUBSCRIPTIONS

Know what keeps coming out.

Review recurring bills, subscriptions, and income together. See the monthly cost and upcoming dates, then decide what still belongs in your budget.

  • Recurring payment review
  • Monthly subscription totals
  • Upcoming payment dates

CASH-FLOW FORECASTING

See the tight spots before they arrive.

Look beyond a monthly total. Put planned income and expenses on a calendar and explore how they could affect your available cash.

  • Cash calendar
  • Planned income and expenses
  • Projected balances

FINANCIAL PROJECTIONS

See how your plan could unfold.

Explore your finances year by year. Review projected income, spending, savings, and goals with the assumptions that drive the numbers.

  • Annual projections
  • Income and spending assumptions
  • Goal funding over time

RETIREMENT PLANNING

Put a retirement date to the test.

Compare retirement timing, contributions, and spending. See how a change affects your modeled plan before you commit to it.

  • Retirement scenarios
  • Contribution comparisons
  • Modeled funding gaps

GOALS & WHAT-IFS

Explore the decisions that matter to you.

A home, education, or a bigger reserve. Set a target and timeline, then compare what changing your savings or plans could mean.

  • Goal amounts and dates
  • Alternative scenarios
  • Visible assumptions

TAX PLANNING

Look ahead to your tax picture.

Bring income, deductions, credits, and payments into an estimate. Explore how changes could affect your projected tax position.

  • Tax estimates
  • Income and deduction inputs
  • Scenario comparisons

PAYCHECK & WITHHOLDING

Understand the tax side of your pay.

Review paycheck earnings and withholding alongside your wider tax information. See what needs attention as income or circumstances change.

  • Paycheck details
  • Withholding review
  • Year-to-date payments

ACCOUNTS & NET WORTH

Start with the whole picture.

See what you own and owe across your accounts. Follow balance changes and net-worth trends before planning your next step.

  • Account balances
  • Assets and debts
  • Net-worth history
Try the interactive examples

Projections depend on your inputs and assumptions. Tax planning tools provide educational estimates and comparisons; tax filing and professional advice are not included.

GET A FEEL FOR IT

See. Analyze.
Plan ahead.

Explore the four workspaces below.
Change a scenario. Inspect a trend. Follow a number.

01 / OVERVIEW

Every account.
A clearer picture.

Track balances, investments, debts, and net worth. Explore changes over time.

Move across the chart.
See a moment in the household’s history.

Financial position
Net worth$812,360
Today+$25,930 · +3.30%
Assets$1,024,800
Liabilities$212,440
12-month change+4.2%

Fictional information · educational interaction

02 / PLAN

What if you
changed the plan?

Save more. Retire earlier. Compare an alternative with your starting plan and see how the modeled outcome changes.

Choose a scenario.
Compare the assumptions and result.

Scenario studio
76%illustrative funding
Steady scenario

Retirement at 65

Modeled gap$184k
Monthly saving$2,400/mo
Retirement spending$92k/yr
Emergency reserve82%
Education goal61%

Fictional information · educational interaction

03 / MONEY

Your month.
From end to end.

Set monthly category targets and compare them with actual spending. Review recurring bills and subscriptions, and explore projected cash flow.

Select a spending category.
See its place in the monthly picture.

Monthly cash flow
Projected surplus+$2,140
Income$12,480Outflow$10,340
Home$3,240

31% of monthly outflow

Fictional information · educational interaction

04 / TAX

See the estimate.
Check the inputs.

Explore the effect of changing an assumption. Keep income, deductions, and payments in view so you know what to review with a professional.

Toggle an assumption.
Watch the educational estimate respond.

Educational tax explorer
Illustrative federal position$4,280 due
Estimated range
$3,580–$4,980
Effective rate17.8%
Marginal bracket22%
Filing statusJoint
Income$148,000
Deductions−$29,200
Credits−$2,000
Payments−$18,420

Compare assumptions Select any combination

What changed

Base estimate using the visible fictional assumptions. Verify every input with a qualified professional.

Fictional information · educational interaction

All examples use fictional information. Planning and tax outputs are educational illustrations, not forecasts or professional advice. Read the disclosures

BUILT FOR PERSONAL FINANCE

The details matter.
So does your trust.

Explore security & privacy
01

Read-only connections

Pivlyn cannot move money or execute trades through your account connections.

02

Visible assumptions

Keep the inputs beside the result. Review the context behind an estimate before making a decision.

03

Your financial information stays personal

Personal financial information is not used for cross-context behavioral advertising.

YOUR NEXT STEP

Put your plan
in motion.

One membership for budgeting, projections, retirement scenarios, and tax planning.

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